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The Only Buy Now
Pay Later Card With Benefits


Experience the ultimate shopping convenience and pay as you wear! Get 5% instant savings and earn 5% rewards points, all with zero interest ever. Shop now and enjoy the benefits!



Why You Need a Lowes Zero Card.

Get everything
you need now.

Discover the convenience of shopping for everything you need, online or in-store, with the option to pay later. Don't wait to get what you want, start shopping now and pay at your convenience.

5% Instant
Savings.

Enjoy even greater savings on all your purchases with our exclusive offer! Save 5% on everything, Save big, start shopping now.

Zero Interest
Ever.

Experience worry-free shopping with our exclusive offer! Enjoy zero interest on all purchases, always. Don't let interest charges hold you back.

5% Rewards
Points

Get rewarded for every transaction you make! Earn 5% rewards on all your purchases and enjoy even more value for your money. Don't miss out, start earning rewards today.

Benefits of a Lowes Zero Card.

✔Save 5% on all purchases.
✔Earn 5% rewards on all transactions.
✔Shop now, pay later with no interest ever.
✔$7.50 fee only if you have a balance at month end.
✔Get exclusive shopping specials and promotions.
✔Pay $10 setup and annual fee and get $10 in rewards points annually.
✔Rewards points never expire and can be redeemed anytime.
✔Additional cards available upon request for free.

Activate Auto-Pay.

Pay your Zero bill the Ezy-way with Auto-pay. This new feature enables providers
to take payments on a schedule, saving you time and hassle. There are 2 payment options available:

Pay the minimum.

Pay your bill on time, every time. Automatically pay your minimum due in 4 easy steps. The minimum monthly payment amount varies as you shop.

Pay a fixed amount

Pay off the balance on your card in 4 easy steps. Start by selecting a weekly, fortnightly or Monthly options.

Say goodbye to manual payments. Start using Auto-pay today and shop hassle free!

How To Apply.


Find your nearest store and apply in person or Click below to apply online for your Zero Card.



Access Your Zero Dashboard.


Access the customer portal to view your transaction history, invoices, and account statements, facilitate payments, as well as effect changes to your account as necessary.

Need help with your Zero Card?


Click here to learn how to sign up, otherwise you can Call or Email ZERO on 1300 102 661 and zero@lowes.com.au
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LOWES MENSWEAR

Lowes is over 120 years old! As a proud Australian icon, Lowes continues to offer well-made clothing at affordable prices. The company has grown from humble beginnings in 1898 to over 200 stores nation-wide whilst still being 100% Australian and family owned. Today, Lowes offers much more than just menswear. Come and discover our many products online or at a store near you.